INSURANCE / HEALTH / ACCIDENT LIABILITY – TERMS & CONDITIONS

This clause forms an integral and binding part of the Passenger Consent Form of Midlife Holidays. By booking the tour and/or boarding the vehicle, the passenger clearly understands and agrees to the following:


  1. No insurance of any kind is included in the tour package unless expressly mentioned in writing by Midlife Holidays.
  2. This includes but is not limited to:
    • Travel insurance
    • Medical or health insurance
    • Accident or life insurance
    • Baggage or personal belongings insurance
    • Trip cancellation or delay insurance

  1. It is the sole responsibility of the passenger to arrange adequate insurance coverage for:
    • Medical treatment
    • Accidents or injuries
    • Hospitalization or emergency care
    • Evacuation or ambulance services
    • Death, disability, or personal loss
  2. Midlife Holidays does not arrange, recommend, verify, or manage insurance for any passenger.

  1. In case of any health issue, illness, injury, accident, or medical emergency during the tour:
    • Midlife Holidays shall not be responsible to provide medical help, assistance, or treatment
    • Midlife Holidays shall not bear or reimburse any medical, hospital, ambulance, or medicine expenses
  2. All medical decisions, arrangements, and expenses shall be handled directly by the passenger or their family.

  1. Passengers agree that no claim, compensation, or legal demand shall be raised against Midlife Holidays for any health-related issue, accident, injury, disability, or death.
  2. Any loss that could have been covered under insurance shall be the passenger’s own responsibility.

  1. Passengers confirm that they are physically fit to travel and understand the risks involved in long-distance and hill travel.
  2. By signing the consent form, the passenger voluntarily accepts full responsibility for their health, safety, and insurance arrangements.

This clause is legally binding and enforceable under Indian law.

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